Life insurance designed as part of your wealth strategy.
For a business owner, life insurance can do more than replace income. The right structure considers the corporation, debt, succession, tax exposure at death and family objectives.
Why structure matters
Ownership, premium payer and beneficiary should fit the overall plan. Personal and corporate ownership solve different problems.
Term or permanent?
Term insurance often addresses temporary needs. Permanent insurance may be relevant for lasting estate, succession, liquidity or shareholder needs.
For incorporated businesses
We review insurance alongside corporate cash, investments, debt, retirement and succession intentions.
See your situation as a whole.
The Protection & Wealth Assessment helps organize the important pieces before a deeper conversation.
Frequently asked questions
No. Incorporated business owners are our primary focus, but we also work with high-income professionals and executives with complex needs.
Yes. We prefer face-to-face meetings when practical while offering virtual appointments.
How we work
We first understand your situation before recommending a solution. When tax, legal or accounting questions require specialized advice, we coordinate with the appropriate professionals.