Your business, wealth and retirement belong in the same plan.
For an incorporated business owner, personal and corporate decisions constantly overlap. The goal is not to stack products, but to decide where capital should remain, how it should be protected and how it may eventually be used or transferred.
Start with the whole structure
We first look at business liquidity, corporate and personal investments, debt, protection needs, retirement horizon and succession intentions.
Corporate capital and personal wealth
An owner can build value across an operating company, holding company, personal accounts, real estate and the business itself. Each asset should have a clear role.
Protect the business and the family
Illness, death or a shareholder exit can affect both personal and corporate finances. Protection needs should be reviewed alongside debt, agreements and available liquidity.
Prepare the exit before you need it
Retirement, sale, family succession or a third-party transfer takes time. Good structure is built while the business is healthy.
See your situation as a whole.
The Protection & Wealth Assessment helps organize the important pieces before a deeper conversation.
Related guides
Frequently asked questions
There is no universal number. It depends on working capital, growth plans, debt, risk and your personal horizon.
No. Financial planning should be coordinated with your accountant, tax specialist, lawyer and other professionals when required.
No. The site primarily targets incorporated small and mid-sized business owners whose capital or structure is becoming more complex.
How we work
We first understand your situation before recommending a solution. When tax, legal or accounting questions require specialized advice, we coordinate with the appropriate professionals.